Health Care

Health Care

How about passing simple legislation that is straightforward? We could do each of these – but not in one bill!

  1. Allow purchasing health insurance from out-of-state vendors. That is, “crossing state lines” to buy insurance. This is currently illegal.
  2. Allow and encourage the formation of health insurance alliances that pool many small businesses or even individuals.
  3. Require insurers to offer a basic “minimum coverage” policy. We could require everyone to purchase it… and make it (a) tax exempt or (b) refundable. We could even do a “prebate” as with the Fair Tax.

These would probably help now. More high-power tinkering could be done down the road. I really, really don’t understand the rush to solve our problem with a giant heap of legislation whose net effect is nearly impossible to predict because of its complexity. It is idiotic, and it might doom any sort of meaningful reform or cost control measures.

As for the above, the only one that requires any outlay from Uncle Sam is possibly option 3. The others just introduce and encourage competition.

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